PA Workers Comp Calculator
Pennsylvania farms and agricultural operations have unique workers' comp rules compared to other industries — including specific exemptions for some agricultural workers. Understanding what's required versus optional is essential for PA agricultural employers.
Agricultural workers face significant hazards from farm machinery, animal handling, heat illness, pesticide exposure, and tractor rollovers. Pennsylvania's agricultural sector includes diverse operations from grain farming to poultry to specialty crops, each with different risk profiles.
2026 Workers' Comp Rates for Agriculture & Farming in Pennsylvania
Based on 2026 PCRB loss costs · LCM 1.50 · EMR 1.00 · Includes $350 expense constant + PA 2.18% assessment. Actual carrier premiums will vary.
| Class Code | Description | Loss Cost | $50K Payroll | $100K Payroll | $250K Payroll | $500K Payroll |
|---|---|---|---|---|---|---|
| 083 | LIVESTOCK FARMS | $1.471 | $1,485 | $2,612 | $5,994 | $11,631 |
* LCM 1.50 · EMR 1.00 · Expense constant $350 · PA Act 57 assessment 2.18%
Common Workers' Comp Risks in Agriculture & Farming
- ▸ Tractor rollovers and equipment accidents
- ▸ Animal handling injuries (kicks, bites)
- ▸ Heat illness during summer fieldwork
- ▸ Pesticide and chemical exposure
- ▸ Grain bin entrapment
- ▸ Falls from heights (barns, equipment)
How to Reduce Your Workers' Comp Cost in Agriculture & Farming
Industry-specific strategies that lower your premium — not generic advice.
- Equip all tractors with rollover protection structures (ROPS)
- Implement a heat illness prevention program for summer field operations
- Maintain proper pesticide application training and PPE
- Understand which workers are exempt and which require coverage
Calculate Your Agriculture Workers' Comp Premium
Enter your actual payroll, class code, LCM, and EMR for a personalized 2026 estimate.
Frequently Asked Questions — Agriculture & Farming Workers' Comp in PA
Are farm workers exempt from workers' comp in Pennsylvania?
Pennsylvania provides a limited exemption for casual agricultural workers whose total agricultural earnings in a calendar year fall below a threshold. Regular farm employees — especially those working significant hours or earning above the threshold — generally require coverage. This exemption is narrow and fact-specific. See our PA workers' comp requirements guide before assuming exemption applies.