PA Workers Comp Calculator
Pennsylvania cleaning and janitorial businesses face consistent injury risks from wet floors, chemical handling, and the physical demands of commercial cleaning. The industry has moderate loss costs with good opportunities for premium reduction through safety programs.
Cleaning workers face above-average injury rates from slips on wet surfaces they've just cleaned, musculoskeletal strains from repetitive cleaning motions, and chemical exposure. The industry has high turnover, which can affect training compliance and claims frequency.
2026 Workers' Comp Rates for Cleaning & Janitorial in Pennsylvania
Based on 2026 PCRB loss costs · LCM 1.50 · EMR 1.00 · Includes $350 expense constant + PA 2.18% assessment. Actual carrier premiums will vary.
| Class Code | Description | Loss Cost | $50K Payroll | $100K Payroll | $250K Payroll | $500K Payroll |
|---|---|---|---|---|---|---|
| 896 | CLUB, N.O.C. | $0.498 | $739 | $1,121 | $2,266 | $4,174 |
* LCM 1.50 · EMR 1.00 · Expense constant $350 · PA Act 57 assessment 2.18%
Common Workers' Comp Risks in Cleaning & Janitorial
- ▸ Slips on freshly mopped or waxed floors
- ▸ Chemical burns and respiratory exposure from cleaning products
- ▸ Musculoskeletal strains from repetitive scrubbing and lifting
- ▸ Falls from ladders during high cleaning
- ▸ Injuries from floor care equipment (buffers, extractors)
How to Reduce Your Workers' Comp Cost in Cleaning & Janitorial
Industry-specific strategies that lower your premium — not generic advice.
- Implement wet floor signage protocols — your liability for customer slip injuries and your own workers are both addressed
- Provide and require PPE: gloves, eye protection, and non-slip footwear
- Train all employees on chemical safety and SDS sheets before first exposure
- Carefully classify supervisory and office staff to Code 953
- Maintain certificates of insurance for any cleaning subcontractors
Calculate Your Janitorial Workers' Comp Premium
Enter your actual payroll, class code, LCM, and EMR for a personalized 2026 estimate.
Frequently Asked Questions — Cleaning & Janitorial Workers' Comp in PA
What class code does a janitorial company use in Pennsylvania?
Building cleaning and janitorial services typically use Code 894 (Building cleaning - interior). Window cleaning and some exterior services may use different codes. Office and administrative staff should be coded to 953. See the PA class code directory for the full list of cleaning-related codes.