PA Workers Comp Calculator
Pennsylvania warehousing and distribution operations — fueled by the state's position as a major freight hub — employ large workforces with significant workers' comp exposure. Forklift safety, ergonomics, and dock safety are the primary control areas.
Warehouse workers face above-average injury rates from forklift accidents, overexertion from material handling, and slips and falls on loading docks and warehouse floors. High-volume order-picking operations have elevated repetitive strain injury rates.
2026 Workers' Comp Rates for Warehousing & Distribution in Pennsylvania
Based on 2026 PCRB loss costs · LCM 1.50 · EMR 1.00 · Includes $350 expense constant + PA 2.18% assessment. Actual carrier premiums will vary.
| Class Code | Description | Loss Cost | $50K Payroll | $100K Payroll | $250K Payroll | $500K Payroll |
|---|---|---|---|---|---|---|
| 807 | AMBULANCE SERV-SALARIED EMPLOYEES | $2.373 | $2,176 | $3,995 | $9,450 | $18,543 |
| 808 | PARCEL DELIVERY COMPANY | $3.588 | $3,107 | $5,857 | $14,106 | $27,854 |
* LCM 1.50 · EMR 1.00 · Expense constant $350 · PA Act 57 assessment 2.18%
Common Workers' Comp Risks in Warehousing & Distribution
- ▸ Forklift accidents and pedestrian-vehicle conflicts
- ▸ Overexertion from order picking and packing
- ▸ Slips and falls on loading docks
- ▸ Struck-by injuries from falling racking
- ▸ Repetitive strain from conveyor and sorting work
- ▸ Back injuries from manual material handling
How to Reduce Your Workers' Comp Cost in Warehousing & Distribution
Industry-specific strategies that lower your premium — not generic advice.
- Implement a formal powered industrial truck (forklift) safety program with annual certification
- Separate pedestrian and forklift zones with physical barriers and floor markings
- Evaluate ergonomic risk for picking operations and implement lift assists where feasible
- Separate supervisory and administrative payroll to appropriate codes
Calculate Your Warehousing Workers' Comp Premium
Enter your actual payroll, class code, LCM, and EMR for a personalized 2026 estimate.
Frequently Asked Questions — Warehousing & Distribution Workers' Comp in PA
What class code does a warehouse use in Pennsylvania?
General warehousing and storage uses Code 807 (Warehouse). Cold storage warehousing may have a different code. Distribution centers with significant trucking operations may need to split payroll between warehouse (807) and local trucking (931) codes. See the PA class code directory for details.