PA Workers Comp Calculator
Northeast Pennsylvania · County Guide · 2026
Workers Compensation Insurance in Wyoming County, PA
Wyoming County is a rural northeast Pennsylvania county with natural gas, manufacturing, and healthcare employers. Workers' comp is required for all employers with at least one employee.
Wyoming County has a population of approximately 28,000. Marcellus Shale gas development has impacted the local economy.
Workers' Comp Landscape in Wyoming County
Wyoming County is a rural northeast Pennsylvania county where Marcellus Shale natural gas development has significantly reshaped the employment base over the past two decades. Natural gas drilling, pipeline construction, and related services are the dominant industries alongside legacy agriculture and small healthcare and retail employers.
Regional Claim Trend
Natural gas and pipeline operations generate the most severe claims in Wyoming County — equipment crush injuries, fall hazards on drilling rigs, and pipeline trenching accidents are the primary loss drivers. Agricultural employers contribute a smaller but steady stream of tractor, animal-handling, and equipment-related claims.
PA Workers' Comp Requirements
- ✓ Required for: All Wyoming County employers with 1 or more employees
- ✓ Covers: Medical expenses, wage replacement (2/3 AWW), permanent impairment, death benefits
- ✓ Penalty for non-compliance: Criminal misdemeanor + civil penalties up to $2,500/day
- ✓ Insurer of last resort: SWIF (State Workers' Insurance Fund) — cannot deny coverage
Top Industries in Wyoming County and Workers' Comp Rates
Workers' comp rates are set statewide by the PCRB based on class code — the same loss costs apply throughout Pennsylvania. Below are the most common industries in Wyoming County and links to industry-specific rate guides.
How Workers' Comp Rates Work in Wyoming County
Pennsylvania workers' compensation premiums are calculated using the same statewide formula regardless of where your business is located:
× 1.0218 (PA Act 57 assessment)
- PCRB Loss Cost — the actuarial base rate per $100 payroll, set by the PA Compensation Rating Bureau based on statewide claims history for your class code.
- LCM (Loss Cost Multiplier) — each carrier files their own multiplier (typically 1.20–1.80). Shopping carriers is the fastest way to reduce your premium.
- EMR (Experience Modifier) — your individual loss history score. Businesses with few claims have EMRs below 1.00; businesses with high claims pay more.
Wyoming County's natural gas employers need specialty extraction coverage.
Estimate Your Wyoming County Workers' Comp Premium
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Workers' Comp FAQ — Wyoming County Employers
Wyoming County natural gas contractors should explicitly confirm their workers' comp policy covers upstream drilling operations — some broad commercial policies have extraction exclusions that only surface at claim time, leaving workers uncovered and exposing the employer to direct liability.
What class codes apply to natural gas operations in Wyoming County?
Oil and gas well drilling uses class code 6233, and pipeline construction uses 6306. These are among the higher-rated codes in Pennsylvania. Your policy must explicitly cover extraction operations — a general contractor code won't protect drilling rig or pipeline workers.
How does Marcellus Shale development affect workers' comp costs for Wyoming County employers?
For employers directly in natural gas operations, it means high class code rates reflecting the elevated injury risk. For other employers like retailers or healthcare providers, Marcellus activity doesn't affect their class code rates, though it may affect overall local wage levels.
Can Wyoming County farmers who lease land for gas drilling get workers' comp for farm employees?
Leasing mineral rights doesn't change your workers' comp obligations. If you employ farm workers (non-family), you should carry coverage for agricultural operations. The gas royalties are passive income and don't create workers' comp exposure on their own.
Are out-of-state gas drilling companies required to carry Pennsylvania workers' comp when working in Wyoming County?
Yes — any employer with workers physically working in Pennsylvania must carry workers' comp with Pennsylvania coverage included. A Texas or Oklahoma policy with no Pennsylvania extension is insufficient. Out-of-state contractors must add Pennsylvania to their policy before work begins.
Related Pennsylvania Workers Compensation Insurance Guides
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